MAHESH SAHAKARI BANK LTD PUNE
RAVIWAR PETH BRANCH
+912024482202
Understanding IFSC Code: The Digital DNA of MAHESH SAHAKARI BANK LTD PUNE
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RAVIWAR PETH
branch of MAHESH SAHAKARI BANK LTD PUNE, the code MSBL0000004 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSBL0000004 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSBL" represents MAHESH SAHAKARI BANK LTD PUNE
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RAVIWAR PETH
Payment Systems Supported by MSBL0000004
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—411175004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The MAHESH SAHAKARI BANK LTD PUNE in PUNE typically follows the RBI holiday calendar. Digital transfers via MSBL0000004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSBL0000004 is the valid code for RAVIWAR PETH at PUNE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • RAVIWAR PETH Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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