Rameshwar Co-operative Bank
RAMESHWAR COOP BANK BORIVALI W BRANCH
+912228685455
Understanding IFSC Code: The Digital DNA of Rameshwar Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RAMESHWAR COOP BANK BORIVALI W
branch of Rameshwar Co-operative Bank, the code MDCB0680354 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MDCB0680354 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MDCB" represents Rameshwar Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RAMESHWAR COOP BANK BORIVALI W
Payment Systems Supported by MDCB0680354
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400068354—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Rameshwar Co-operative Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via MDCB0680354 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MDCB0680354 is the valid code for RAMESHWAR COOP BANK BORIVALI W at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • RAMESHWAR COOP BANK BORIVALI W Contact
- • Address of Rameshwar Co-operative Bank
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Platform Links
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- • IFSC Finder v2.0
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