State Transport Co-operative Bank
STATE TRANSPORT COOP BANK THANE BRANCH
+912225335559
Understanding IFSC Code: The Digital DNA of State Transport Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the STATE TRANSPORT COOP BANK THANE
branch of State Transport Co-operative Bank, the code MDCB0680284 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MDCB0680284 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MDCB" represents State Transport Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for STATE TRANSPORT COOP BANK THANE
Payment Systems Supported by MDCB0680284
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400068284—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The State Transport Co-operative Bank in THANE typically follows the RBI holiday calendar. Digital transfers via MDCB0680284 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MDCB0680284 is the valid code for STATE TRANSPORT COOP BANK THANE at THANE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • STATE TRANSPORT COOP BANK THANE Contact
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Platform Links
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- • IFSC Finder v2.0
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