Maharashtra Gramin Bank
DARWHA BRANCH
+917304447400
Understanding IFSC Code: The Digital DNA of Maharashtra Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DARWHA
branch of Maharashtra Gramin Bank, the code MAHG0007812 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MAHG0007812 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MAHG" represents Maharashtra Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DARWHA
Payment Systems Supported by MAHG0007812
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—445570014—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Maharashtra Gramin Bank in YAVATMAL typically follows the RBI holiday calendar. Digital transfers via MAHG0007812 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MAHG0007812 is the valid code for DARWHA at YAVATMAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Maharashtra Gramin Bank Branch List
- • YAVATMAL IFSC Codes
- • Swift Code for Maharashtra Gramin Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • DARWHA Contact
- • Address of Maharashtra Gramin Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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