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Maharashtra Gramin Bank

VISHNUPURI SRTMU NANDED BRANCH

+912462229500

IFSC CODE
MAHG0004165
MICR Code 431570109
Branch Code 004165
City / District VISHNUPURI SRTMU NANDED
State MAHARASHTRA
Office Address AT VISHNUPURI SRTMU NANDED TQ NANDED DIST NANDED
Phone +912462229500
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Understanding IFSC Code: The Digital DNA of Maharashtra Gramin Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VISHNUPURI SRTMU NANDED branch of Maharashtra Gramin Bank, the code MAHG0004165 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHG0004165 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHG" represents Maharashtra Gramin Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VISHNUPURI SRTMU NANDED

Payment Systems Supported by MAHG0004165

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431570109—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Maharashtra Gramin Bank in VISHNUPURI SRTMU NANDED typically follows the RBI holiday calendar. Digital transfers via MAHG0004165 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHG0004165 is the valid code for VISHNUPURI SRTMU NANDED at VISHNUPURI SRTMU NANDED, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • VISHNUPURI SRTMU NANDED Contact
  • • Address of Maharashtra Gramin Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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