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Bank of Maharashtra

MID CORPORATE BRANCH SURAT BRANCH

+919213018180

IFSC CODE
MAHB0002935
MICR Code 395014012
Branch Code 002935
City / District SURAT
State GUJARAT
Office Address SOP NO. F-1, FIRST FLOOR, THE CITADEL, LP SAVANI ROAD, ADAJAN, DIST. - SURAT, GUJARAT - 395009
Phone +919213018180
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MID CORPORATE BRANCH SURAT branch of Bank of Maharashtra, the code MAHB0002935 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0002935 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MID CORPORATE BRANCH SURAT

Payment Systems Supported by MAHB0002935

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—395014012—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in SURAT typically follows the RBI holiday calendar. Digital transfers via MAHB0002935 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0002935 is the valid code for MID CORPORATE BRANCH SURAT at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MID CORPORATE BRANCH SURAT Contact
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Platform Links

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