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Bank of Maharashtra

KANKHAL HARIDWAR BRANCH

+917037250027

IFSC CODE
MAHB0002804
MICR Code 249014005
Branch Code 002804
City / District HARIDWAR
State UTTARAKHAND
Office Address BALE VILLA, DAKSH ROAD, OPPOSITE CHATRI WALA KUAN, KANKHAL, DIST. - HARIDWAR, UTTARAKHAND - 249408
Phone +917037250027
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANKHAL HARIDWAR branch of Bank of Maharashtra, the code MAHB0002804 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0002804 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANKHAL HARIDWAR

Payment Systems Supported by MAHB0002804

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—249014005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in HARIDWAR typically follows the RBI holiday calendar. Digital transfers via MAHB0002804 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0002804 is the valid code for KANKHAL HARIDWAR at HARIDWAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Bank of Maharashtra Branch List
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Financial Tools

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Branch Context

  • • KANKHAL HARIDWAR Contact
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  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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