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Bank of Maharashtra

VASHUNDHRA BRANCH

+918700033516

IFSC CODE
MAHB0002749
MICR Code 201014006
Branch Code 002749
City / District GHAZIABAD
State UTTAR PRADESH
Office Address SHREERAM PLAZA, SHOP NO. C-11, SECTOR 13, VASUNDHARA, DIST. - GHAZIABAD, UTTAR PRADESH PIN 201012
Phone +918700033516
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VASHUNDHRA branch of Bank of Maharashtra, the code MAHB0002749 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0002749 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VASHUNDHRA

Payment Systems Supported by MAHB0002749

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—201014006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in GHAZIABAD typically follows the RBI holiday calendar. Digital transfers via MAHB0002749 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0002749 is the valid code for VASHUNDHRA at GHAZIABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • VASHUNDHRA Contact
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  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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