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Bank of Maharashtra

KANGEYAM BRANCH

+917823968556

IFSC CODE
MAHB0002724
MICR Code 638014005
Branch Code 002724
City / District KANGEYAM
State TAMIL NADU
Office Address 255, GROUND FLOOR, R M TOWER, MAIN ROAD, NEAR CIBI RAJA NAGAI MALIGAI, KANGEYAM, DIST. - TIRUPUR, TAMIL NADU - 638701
Phone +917823968556
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KANGEYAM branch of Bank of Maharashtra, the code MAHB0002724 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0002724 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KANGEYAM

Payment Systems Supported by MAHB0002724

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—638014005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in KANGEYAM typically follows the RBI holiday calendar. Digital transfers via MAHB0002724 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0002724 is the valid code for KANGEYAM at KANGEYAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

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Platform Links

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