Bank of Maharashtra
YANAM BRANCH
+917799987712
Understanding IFSC Code: The Digital DNA of Bank of Maharashtra
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the YANAM
branch of Bank of Maharashtra, the code MAHB0002479 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MAHB0002479 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MAHB" represents Bank of Maharashtra
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for YANAM
Payment Systems Supported by MAHB0002479
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—533014004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Maharashtra in YANAM typically follows the RBI holiday calendar. Digital transfers via MAHB0002479 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MAHB0002479 is the valid code for YANAM at YANAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of Maharashtra Branch List
- • YANAM IFSC Codes
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Financial Tools
- • GST Calculator Online
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Branch Context
- • YANAM Contact
- • Address of Bank of Maharashtra
- • MICR Code Finder
- • PUDUCHERRY Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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