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Bank of Maharashtra

THODUPUZHA BRANCH

+919361189719

IFSC CODE
MAHB0001982
MICR Code 685014002
Branch Code 001982
City / District THODAPUZHA
State KERALA
Office Address 23/309A, PADATHIL TOWN CENTREKANJIRAMATTOM JUNCTION THODUPUZHA
Phone +919361189719
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Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THODUPUZHA branch of Bank of Maharashtra, the code MAHB0001982 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0001982 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THODUPUZHA

Payment Systems Supported by MAHB0001982

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—685014002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in THODAPUZHA typically follows the RBI holiday calendar. Digital transfers via MAHB0001982 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0001982 is the valid code for THODUPUZHA at THODAPUZHA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THODUPUZHA Contact
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Platform Links

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  • • IFSC Finder v2.0

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