Bank of Maharashtra
KHARGHAR BRANCH
+918799968248
Understanding IFSC Code: The Digital DNA of Bank of Maharashtra
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KHARGHAR
branch of Bank of Maharashtra, the code MAHB0001276 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MAHB0001276 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MAHB" represents Bank of Maharashtra
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KHARGHAR
Payment Systems Supported by MAHB0001276
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400014131—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Maharashtra in NAVI MUMBAI typically follows the RBI holiday calendar. Digital transfers via MAHB0001276 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MAHB0001276 is the valid code for KHARGHAR at NAVI MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Bank of Maharashtra Branch List
- • NAVI MUMBAI IFSC Codes
- • Swift Code for Bank of Maharashtra
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
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Branch Context
- • KHARGHAR Contact
- • Address of Bank of Maharashtra
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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