Bank of Maharashtra
CALCUTTA-CHOURINGHEE RD. BRANCH
+917596032715
Understanding IFSC Code: The Digital DNA of Bank of Maharashtra
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CALCUTTA-CHOURINGHEE RD.
branch of Bank of Maharashtra, the code MAHB0000376 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MAHB0000376 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MAHB" represents Bank of Maharashtra
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CALCUTTA-CHOURINGHEE RD.
Payment Systems Supported by MAHB0000376
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700014002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bank of Maharashtra in KOLKATA typically follows the RBI holiday calendar. Digital transfers via MAHB0000376 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MAHB0000376 is the valid code for CALCUTTA-CHOURINGHEE RD. at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • CALCUTTA-CHOURINGHEE RD. Contact
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Platform Links
- • Anand Design DevBox
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