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Bank of Maharashtra

PANDHANA BRANCH

+918516937204

IFSC CODE
MAHB0000143
MICR Code 450014004
Branch Code 000143
City / District PANDHANA
State MADHYA PRADESH
Office Address 523, POONAM BLDG, CHOWK BAZAR, PANDHANA 450661
Phone +918516937204
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bank of Maharashtra

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PANDHANA branch of Bank of Maharashtra, the code MAHB0000143 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MAHB0000143 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MAHB" represents Bank of Maharashtra

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PANDHANA

Payment Systems Supported by MAHB0000143

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—450014004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bank of Maharashtra in PANDHANA typically follows the RBI holiday calendar. Digital transfers via MAHB0000143 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MAHB0000143 is the valid code for PANDHANA at PANDHANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • PANDHANA Contact
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  • • MADHYA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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