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Karur Vysya Bank

NIZAMABAD HYDERABAD ROAD BRANCH

+9136422222779

IFSC CODE
KVBL0004931
MICR Code
Branch Code 004931
City / District NIZAMABAD
State TELANGANA
Office Address H NO 1 1 221/A,VINAYANAGAR,HYDERABAD ROAD,NIZAMABAD,503001
Phone +9136422222779
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karur Vysya Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NIZAMABAD HYDERABAD ROAD branch of Karur Vysya Bank, the code KVBL0004931 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KVBL0004931 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KVBL" represents Karur Vysya Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NIZAMABAD HYDERABAD ROAD

Payment Systems Supported by KVBL0004931

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karur Vysya Bank in NIZAMABAD typically follows the RBI holiday calendar. Digital transfers via KVBL0004931 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KVBL0004931 is the valid code for NIZAMABAD HYDERABAD ROAD at NIZAMABAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • NIZAMABAD HYDERABAD ROAD Contact
  • • Address of Karur Vysya Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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