Karur Vysya Bank
VIZAGMADHURAWADA BRANCH
+912222654261
Understanding IFSC Code: The Digital DNA of Karur Vysya Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VIZAGMADHURAWADA
branch of Karur Vysya Bank, the code KVBL0004850 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KVBL0004850 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KVBL" represents Karur Vysya Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VIZAGMADHURAWADA
Payment Systems Supported by KVBL0004850
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—530053008—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karur Vysya Bank in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via KVBL0004850 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KVBL0004850 is the valid code for VIZAGMADHURAWADA at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • VIZAGMADHURAWADA Contact
- • Address of Karur Vysya Bank
- • MICR Code Finder
- • ANDHRA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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