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Karur Vysya Bank

VASHI BRANCH

+912222654261

IFSC CODE
KVBL0002102
MICR Code 400053003
Branch Code 002102
City / District NAVI MUMBAI
State MAHARASHTRA
Office Address E-40, A.P.M.C MARKET - I, PHASE II, VASHI
Phone +912222654261
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karur Vysya Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VASHI branch of Karur Vysya Bank, the code KVBL0002102 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KVBL0002102 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KVBL" represents Karur Vysya Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VASHI

Payment Systems Supported by KVBL0002102

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400053003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karur Vysya Bank in NAVI MUMBAI typically follows the RBI holiday calendar. Digital transfers via KVBL0002102 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KVBL0002102 is the valid code for VASHI at NAVI MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • VASHI Contact
  • • Address of Karur Vysya Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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