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Karur Vysya Bank

TRICHY NO I TOLL GATE BRANCH

+9131422222779

IFSC CODE
KVBL0001978
MICR Code
Branch Code 001978
City / District TRICHY
State TAMIL NADU
Office Address NO.72, SRI AMMAN TOWERS,RKV NAGAR, NO.1,TOLL GATE,TRICHY-621216,TRICHY
Phone +9131422222779
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karur Vysya Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TRICHY NO I TOLL GATE branch of Karur Vysya Bank, the code KVBL0001978 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KVBL0001978 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KVBL" represents Karur Vysya Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TRICHY NO I TOLL GATE

Payment Systems Supported by KVBL0001978

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karur Vysya Bank in TRICHY typically follows the RBI holiday calendar. Digital transfers via KVBL0001978 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KVBL0001978 is the valid code for TRICHY NO I TOLL GATE at TRICHY, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • TRICHY NO I TOLL GATE Contact
  • • Address of Karur Vysya Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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