Karur Vysya Bank
CREDIT CARD CELL-CHENNAI BRANCH
+914222227779
Understanding IFSC Code: The Digital DNA of Karur Vysya Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CREDIT CARD CELL-CHENNAI
branch of Karur Vysya Bank, the code KVBL0001907 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KVBL0001907 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KVBL" represents Karur Vysya Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CREDIT CARD CELL-CHENNAI
Payment Systems Supported by KVBL0001907
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karur Vysya Bank in CHENNAI typically follows the RBI holiday calendar. Digital transfers via KVBL0001907 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KVBL0001907 is the valid code for CREDIT CARD CELL-CHENNAI at CHENNAI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • CREDIT CARD CELL-CHENNAI Contact
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- • MICR Code Finder
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Platform Links
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- • IFSC Finder v2.0
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