Karur Vysya Bank
BUSINESS BANKING UNIT TAMBARAM BRANCH
+912224398197
Understanding IFSC Code: The Digital DNA of Karur Vysya Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BUSINESS BANKING UNIT TAMBARAM
branch of Karur Vysya Bank, the code KVBL0001898 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KVBL0001898 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KVBL" represents Karur Vysya Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BUSINESS BANKING UNIT TAMBARAM
Payment Systems Supported by KVBL0001898
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karur Vysya Bank in KANCHEEPURAM typically follows the RBI holiday calendar. Digital transfers via KVBL0001898 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KVBL0001898 is the valid code for BUSINESS BANKING UNIT TAMBARAM at KANCHEEPURAM, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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