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Karur Vysya Bank

CHENGAM BRANCH

+912222654261

IFSC CODE
KVBL0001633
MICR Code 606053003
Branch Code 001633
City / District CHENGAM
State TAMIL NADU
Office Address NEW NO,224 OLD NO,32/B, RAJA STREET TIRUVANNAMALAI DT
Phone +912222654261
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karur Vysya Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHENGAM branch of Karur Vysya Bank, the code KVBL0001633 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KVBL0001633 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KVBL" represents Karur Vysya Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHENGAM

Payment Systems Supported by KVBL0001633

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—606053003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karur Vysya Bank in CHENGAM typically follows the RBI holiday calendar. Digital transfers via KVBL0001633 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KVBL0001633 is the valid code for CHENGAM at CHENGAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Karur Vysya Bank Branch List
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • CHENGAM Contact
  • • Address of Karur Vysya Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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