Karad Urban Co-operative Bank
DAHIWADI BRANCH
+912165220340
Related Branches
Understanding IFSC Code: The Digital DNA of Karad Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DAHIWADI
branch of Karad Urban Co-operative Bank, the code KUCB0488010 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KUCB0488010 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KUCB" represents Karad Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DAHIWADI
Payment Systems Supported by KUCB0488010
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415488504—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karad Urban Co-operative Bank in DAHIWADI typically follows the RBI holiday calendar. Digital transfers via KUCB0488010 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KUCB0488010 is the valid code for DAHIWADI at DAHIWADI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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