Karnataka State Co-operative Apex Bank
HASSAN DISTRICT CENTRAL COOP BANK LTD BRANCH
+918172261104
Understanding IFSC Code: The Digital DNA of Karnataka State Co-operative Apex Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HASSAN DISTRICT CENTRAL COOP BANK LTD
branch of Karnataka State Co-operative Apex Bank, the code KSCB09HDCCB ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KSCB09HDCCB Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KSCB" represents Karnataka State Co-operative Apex Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HASSAN DISTRICT CENTRAL COOP BANK LTD
Payment Systems Supported by KSCB09HDCCB
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—573801301—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka State Co-operative Apex Bank in HASSAN typically follows the RBI holiday calendar. Digital transfers via KSCB09HDCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KSCB09HDCCB is the valid code for HASSAN DISTRICT CENTRAL COOP BANK LTD at HASSAN, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • HASSAN DISTRICT CENTRAL COOP BANK LTD Contact
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Platform Links
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