Karnataka State Co-operative Apex Bank
AMANTH COOPERATIVE BANK LTD,GULBARGA BR BRANCH
+918472243789
Understanding IFSC Code: The Digital DNA of Karnataka State Co-operative Apex Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AMANTH COOPERATIVE BANK LTD,GULBARGA BR
branch of Karnataka State Co-operative Apex Bank, the code KSCB0062015 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KSCB0062015 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KSCB" represents Karnataka State Co-operative Apex Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AMANTH COOPERATIVE BANK LTD,GULBARGA BR
Payment Systems Supported by KSCB0062015
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—560226418—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka State Co-operative Apex Bank in GULBARGA typically follows the RBI holiday calendar. Digital transfers via KSCB0062015 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KSCB0062015 is the valid code for AMANTH COOPERATIVE BANK LTD,GULBARGA BR at GULBARGA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • AMANTH COOPERATIVE BANK LTD,GULBARGA BR Contact
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Platform Links
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