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Karnataka State Co-operative Apex Bank

AMANATH COOPERATIVE BANK LTD. MANGALORE BR BRANCH

+918242446582

IFSC CODE
KSCB0062014
MICR Code 560226417
Branch Code 062014
City / District MANGALORE
State KARNATAKA
Office Address NO 23-11-970/14, MINAZ ARCADE, MANGALADEVI TEMPLE ROAD, PANDESHWARA, MANGALORE-575001
Phone +918242446582
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karnataka State Co-operative Apex Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMANATH COOPERATIVE BANK LTD. MANGALORE BR branch of Karnataka State Co-operative Apex Bank, the code KSCB0062014 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KSCB0062014 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KSCB" represents Karnataka State Co-operative Apex Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMANATH COOPERATIVE BANK LTD. MANGALORE BR

Payment Systems Supported by KSCB0062014

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—560226417—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka State Co-operative Apex Bank in MANGALORE typically follows the RBI holiday calendar. Digital transfers via KSCB0062014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KSCB0062014 is the valid code for AMANATH COOPERATIVE BANK LTD. MANGALORE BR at MANGALORE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • AMANATH COOPERATIVE BANK LTD. MANGALORE BR Contact
  • • Address of Karnataka State Co-operative Apex Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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