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Kalaburagi and Yadgir District Co-operative Central Bank

Kalaburagi and Yadgir District Co-operative Central Bank IMPS BRANCH

+918472221894

IFSC CODE
KSCB0017001
MICR Code 585801002
Branch Code 017001
City / District GULBARGA
State MAHARASHTRA
Office Address JAGAT CIRCLE,MAIN ROAD,GULBARGA 585101
Phone +918472221894
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kalaburagi and Yadgir District Co-operative Central Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Kalaburagi and Yadgir District Co-operative Central Bank IMPS branch of Kalaburagi and Yadgir District Co-operative Central Bank, the code KSCB0017001 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KSCB0017001 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KSCB" represents Kalaburagi and Yadgir District Co-operative Central Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Kalaburagi and Yadgir District Co-operative Central Bank IMPS

Payment Systems Supported by KSCB0017001

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—585801002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kalaburagi and Yadgir District Co-operative Central Bank in GULBARGA typically follows the RBI holiday calendar. Digital transfers via KSCB0017001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KSCB0017001 is the valid code for Kalaburagi and Yadgir District Co-operative Central Bank IMPS at GULBARGA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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