Chikmagalur District Central Co-operative Bank
Chikmagalur District Central Co-operative Bank IMPS BRANCH
+918262231240
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Understanding IFSC Code: The Digital DNA of Chikmagalur District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Chikmagalur District Central Co-operative Bank IMPS
branch of Chikmagalur District Central Co-operative Bank, the code KSCB0012001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KSCB0012001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KSCB" represents Chikmagalur District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Chikmagalur District Central Co-operative Bank IMPS
Payment Systems Supported by KSCB0012001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—577816102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chikmagalur District Central Co-operative Bank in CHIKAMGALUR typically follows the RBI holiday calendar. Digital transfers via KSCB0012001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KSCB0012001 is the valid code for Chikmagalur District Central Co-operative Bank IMPS at CHIKAMGALUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Chikmagalur District Central Co-operative Bank IMPS Contact
- • Address of Chikmagalur District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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