Chitradurga District Co-operative Central Bank
Chitradurga District Co-operative Central Bank IMPS BRANCH
+918194422546
Understanding IFSC Code: The Digital DNA of Chitradurga District Co-operative Central Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Chitradurga District Co-operative Central Bank IMPS
branch of Chitradurga District Co-operative Central Bank, the code KSCB0004001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KSCB0004001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KSCB" represents Chitradurga District Co-operative Central Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Chitradurga District Co-operative Central Bank IMPS
Payment Systems Supported by KSCB0004001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—577814502—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Chitradurga District Co-operative Central Bank in CHITRADURGA typically follows the RBI holiday calendar. Digital transfers via KSCB0004001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KSCB0004001 is the valid code for Chitradurga District Co-operative Central Bank IMPS at CHITRADURGA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Chitradurga District Co-operative Central Bank IMPS Contact
- • Address of Chitradurga District Co-operative Central Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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