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Kerala State Co-operative Bank

TREASURY BRANCH

+914712547253

IFSC CODE
KSBK0000TRY
MICR Code
Branch Code 000TRY
City / District THIRUVANANTHAPURAM
State KERALA
Office Address PB NO 6515,COBANK TOWERS,PALAYAM,THIRUVANANTHAPURAM,KERALA.PIN 695033
Phone +914712547253
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kerala State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TREASURY branch of Kerala State Co-operative Bank, the code KSBK0000TRY ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KSBK0000TRY Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KSBK" represents Kerala State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TREASURY

Payment Systems Supported by KSBK0000TRY

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kerala State Co-operative Bank in THIRUVANANTHAPURAM typically follows the RBI holiday calendar. Digital transfers via KSBK0000TRY for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KSBK0000TRY is the valid code for TREASURY at THIRUVANANTHAPURAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Kerala State Co-operative Bank Branch List
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • TREASURY Contact
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  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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