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KEB Hana Bank

GURUGRAM BRANCH

+911244168230

IFSC CODE
KOEX0000002
MICR Code
Branch Code 000002
City / District GURUGRAM
State HARYANA
Office Address 4TH FLOOR, THE OBEROI CORPORATE TOWER,BUILDING NO.11,DLF CYBERCITY, NATIONAL HIGHWAY NO.8
Phone +911244168230
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of KEB Hana Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GURUGRAM branch of KEB Hana Bank, the code KOEX0000002 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KOEX0000002 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KOEX" represents KEB Hana Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GURUGRAM

Payment Systems Supported by KOEX0000002

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The KEB Hana Bank in GURUGRAM typically follows the RBI holiday calendar. Digital transfers via KOEX0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KOEX0000002 is the valid code for GURUGRAM at GURUGRAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GURUGRAM Contact
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Platform Links

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  • • IFSC Finder v2.0

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