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Kurla Nagarik Sahakari Bank

PAURI BRANCH

+919456596448

IFSC CODE
KNSB0010041
MICR Code
Branch Code 010041
City / District PAURI
State UTTARAKHAND
Office Address PAURI DHARA ROAD PAURI
Phone +919456596448
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kurla Nagarik Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PAURI branch of Kurla Nagarik Sahakari Bank, the code KNSB0010041 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KNSB0010041 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KNSB" represents Kurla Nagarik Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PAURI

Payment Systems Supported by KNSB0010041

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kurla Nagarik Sahakari Bank in PAURI typically follows the RBI holiday calendar. Digital transfers via KNSB0010041 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KNSB0010041 is the valid code for PAURI at PAURI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • PAURI Contact
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  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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