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Kotak Mahindra Bank

YESHWANT URBAN CO OP BANK LTD UDGIR BRANCH

+919923205068

IFSC CODE
KKBK0YUCB01
MICR Code 413858227
Branch Code YUCB01
City / District UDGIR
State MAHARASHTRA
Office Address YESHWANT URBAN CO OP BANK LTD UDGIR MUKKAWAR BUILDING MUKKAWAR CHOWK UDGIR 413517
Phone +919923205068
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the YESHWANT URBAN CO OP BANK LTD UDGIR branch of Kotak Mahindra Bank, the code KKBK0YUCB01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0YUCB01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for YESHWANT URBAN CO OP BANK LTD UDGIR

Payment Systems Supported by KKBK0YUCB01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—413858227—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in UDGIR typically follows the RBI holiday calendar. Digital transfers via KKBK0YUCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0YUCB01 is the valid code for YESHWANT URBAN CO OP BANK LTD UDGIR at UDGIR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • YESHWANT URBAN CO OP BANK LTD UDGIR Contact
  • • Address of Kotak Mahindra Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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