Vijay Commercial Co-operative Bank
Vijay Commercial Co-operative Bank IMPS BRANCH
+912812222785
Understanding IFSC Code: The Digital DNA of Vijay Commercial Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Vijay Commercial Co-operative Bank IMPS
branch of Vijay Commercial Co-operative Bank, the code KKBK0VCCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0VCCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Vijay Commercial Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Vijay Commercial Co-operative Bank IMPS
Payment Systems Supported by KKBK0VCCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—360468002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Vijay Commercial Co-operative Bank in RAJKOT typically follows the RBI holiday calendar. Digital transfers via KKBK0VCCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0VCCB01 is the valid code for Vijay Commercial Co-operative Bank IMPS at RAJKOT, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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