Kotak Mahindra Bank
UMIYA URBAN CO OP BANK LTD SHESH NAGAR BRANCH
+917122729995
Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the UMIYA URBAN CO OP BANK LTD SHESH NAGAR
branch of Kotak Mahindra Bank, the code KKBK0UUCB04 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0UUCB04 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Kotak Mahindra Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for UMIYA URBAN CO OP BANK LTD SHESH NAGAR
Payment Systems Supported by KKBK0UUCB04
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—440485002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kotak Mahindra Bank in NAGPUR typically follows the RBI holiday calendar. Digital transfers via KKBK0UUCB04 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0UUCB04 is the valid code for UMIYA URBAN CO OP BANK LTD SHESH NAGAR at NAGPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • UMIYA URBAN CO OP BANK LTD SHESH NAGAR Contact
- • Address of Kotak Mahindra Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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