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National Co-operative Bank

National Co-operative Bank IMPS BRANCH

+912222844494

IFSC CODE
KKBK0TNCB02
MICR Code 400409002
Branch Code TNCB02
City / District MUMBAI
State MAHARASHTRA
Office Address THE NATIONAL CO-OP BANK LTD HEAD OFFICE 3RD FLOOR, JANMABHOOMI BHAVAN, JANMABHOOMI MARG, FORT, MUMBAI 400 001
Phone +912222844494
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of National Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the National Co-operative Bank IMPS branch of National Co-operative Bank, the code KKBK0TNCB02 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0TNCB02 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents National Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for National Co-operative Bank IMPS

Payment Systems Supported by KKBK0TNCB02

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400409002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The National Co-operative Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via KKBK0TNCB02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0TNCB02 is the valid code for National Co-operative Bank IMPS at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

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Platform Links

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