Saraswati Sahakari Bank
Saraswati Sahakari Bank IMPS BRANCH
+919826056020
Understanding IFSC Code: The Digital DNA of Saraswati Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Saraswati Sahakari Bank IMPS
branch of Saraswati Sahakari Bank, the code KKBK0SSBL02 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0SSBL02 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Saraswati Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Saraswati Sahakari Bank IMPS
Payment Systems Supported by KKBK0SSBL02
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—422259255—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Saraswati Sahakari Bank in NASHIK typically follows the RBI holiday calendar. Digital transfers via KKBK0SSBL02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0SSBL02 is the valid code for Saraswati Sahakari Bank IMPS at NASHIK, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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