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Kotak Mahindra Bank

SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK BRANCH

+912487250050

IFSC CODE
KKBK0SRSB03
MICR Code 414881503
Branch Code SRSB03
City / District BELWANDI BK
State MAHARASHTRA
Office Address SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK A/P BELWANDI BK & TAL SHRIGONDA, DIST. AHMEDNAGAR, PIN 413702
Phone +912487250050
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Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK branch of Kotak Mahindra Bank, the code KKBK0SRSB03 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0SRSB03 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK

Payment Systems Supported by KKBK0SRSB03

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—414881503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in BELWANDI BK typically follows the RBI holiday calendar. Digital transfers via KKBK0SRSB03 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0SRSB03 is the valid code for SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK at BELWANDI BK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SHRI RUKHMINI SAHAKARI BANK LTD BELWANDI BK Contact
  • • Address of Kotak Mahindra Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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