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Mattancherry Sarvajanik Co-operative Bank

Mattancherry Sarvajanik Co-operative Bank IMPS BRANCH

+914842224096

IFSC CODE
KKBK0MSCB01
MICR Code 682859002
Branch Code MSCB01
City / District KOCHI
State MAHARASHTRA
Office Address THE MATTANCHERRY SARVAJANIK COOPERATIVE BANK LT NO. 3284, CHERLAI ,KOCHI .PO 682002
Phone +914842224096
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Mattancherry Sarvajanik Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Mattancherry Sarvajanik Co-operative Bank IMPS branch of Mattancherry Sarvajanik Co-operative Bank, the code KKBK0MSCB01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0MSCB01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Mattancherry Sarvajanik Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Mattancherry Sarvajanik Co-operative Bank IMPS

Payment Systems Supported by KKBK0MSCB01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—682859002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Mattancherry Sarvajanik Co-operative Bank in KOCHI typically follows the RBI holiday calendar. Digital transfers via KKBK0MSCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0MSCB01 is the valid code for Mattancherry Sarvajanik Co-operative Bank IMPS at KOCHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Mattancherry Sarvajanik Co-operative Bank IMPS Contact
  • • Address of Mattancherry Sarvajanik Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • Webmaster Tools
  • • IFSC Finder v2.0

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