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Kotak Mahindra Bank

THE DAHANU ROAD JANATA CO OP BANK BRANCH

+912266056993

IFSC CODE
KKBK0DJCB01
MICR Code 401800102
Branch Code DJCB01
City / District DAHANU
State MAHARASHTRA
Office Address JANATA CHOWK DAHANU ROAD MAIN ROAD TAL DAHANU THANE 401602
Phone +912266056993
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE DAHANU ROAD JANATA CO OP BANK branch of Kotak Mahindra Bank, the code KKBK0DJCB01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0DJCB01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE DAHANU ROAD JANATA CO OP BANK

Payment Systems Supported by KKBK0DJCB01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—401800102—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in DAHANU typically follows the RBI holiday calendar. Digital transfers via KKBK0DJCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0DJCB01 is the valid code for THE DAHANU ROAD JANATA CO OP BANK at DAHANU, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • Address of Kotak Mahindra Bank
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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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