Kotak Mahindra Bank
THE DAHANU ROAD JANATA CO OP BANK BRANCH
+912266056993
Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE DAHANU ROAD JANATA CO OP BANK
branch of Kotak Mahindra Bank, the code KKBK0DJCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0DJCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Kotak Mahindra Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE DAHANU ROAD JANATA CO OP BANK
Payment Systems Supported by KKBK0DJCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—401800102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kotak Mahindra Bank in DAHANU typically follows the RBI holiday calendar. Digital transfers via KKBK0DJCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0DJCB01 is the valid code for THE DAHANU ROAD JANATA CO OP BANK at DAHANU, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • THE DAHANU ROAD JANATA CO OP BANK Contact
- • Address of Kotak Mahindra Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
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- • IFSC Finder v2.0
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