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Kotak Mahindra Bank

YELAKATURTHY BRANCH

+9118602662666

IFSC CODE
KKBK0008381
MICR Code 505485542
Branch Code 008381
City / District ELKATHURTHI
State TELANGANA
Office Address MAIN ROAD YELAKATURTHY 505476
Phone +9118602662666
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Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the YELAKATURTHY branch of Kotak Mahindra Bank, the code KKBK0008381 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0008381 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for YELAKATURTHY

Payment Systems Supported by KKBK0008381

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—505485542—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in ELKATHURTHI typically follows the RBI holiday calendar. Digital transfers via KKBK0008381 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0008381 is the valid code for YELAKATURTHY at ELKATHURTHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • YELAKATURTHY Contact
  • • Address of Kotak Mahindra Bank
  • • MICR Code Finder
  • • TELANGANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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