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Kotak Mahindra Bank

BANGALORE KENGERI BRANCH

+9118602662666

IFSC CODE
KKBK0008142
MICR Code 560485125
Branch Code 008142
City / District BANGALORE
State KARNATAKA
Office Address KOTAK MAHINDRA BANK LTD 1114 KENGERI SATELLITE TOWN EXTENSION KENGERI BANGALORE 560060 KARNATAKA
Phone +9118602662666
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BANGALORE KENGERI branch of Kotak Mahindra Bank, the code KKBK0008142 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0008142 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BANGALORE KENGERI

Payment Systems Supported by KKBK0008142

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—560485125—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in BANGALORE typically follows the RBI holiday calendar. Digital transfers via KKBK0008142 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0008142 is the valid code for BANGALORE KENGERI at BANGALORE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • BANGALORE KENGERI Contact
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  • • MICR Code Finder
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Platform Links

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