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Kotak Mahindra Bank

VIZAG CASH POINT BRANCH

+9118602662666

IFSC CODE
KKBK0007711
MICR Code
Branch Code 007711
City / District VISAKHAPATNAM
State ANDHRA PRADESH
Office Address KOTAK MAHINDRA BANK RAMNAGAR D NO 10 54 7 LIONS CLUB BUDG WALTAIR MAIN RD VISAKHAPATNAM 530002 AP
Phone +9118602662666
📍 View Branch on Google Maps

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Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VIZAG CASH POINT branch of Kotak Mahindra Bank, the code KKBK0007711 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0007711 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VIZAG CASH POINT

Payment Systems Supported by KKBK0007711

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via KKBK0007711 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0007711 is the valid code for VIZAG CASH POINT at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Kotak Mahindra Bank Branch List
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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
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Branch Context

  • • VIZAG CASH POINT Contact
  • • Address of Kotak Mahindra Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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