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Kotak Mahindra Bank

KHUDUPUR - JATNI BRANCH

+9118004100

IFSC CODE
KKBK0007349
MICR Code
Branch Code 007349
City / District KHUDUPUR
State ODISHA
Office Address KOTAK MAHINDRA BANK LTD, 442/814/1303, NEAR BLOCK SQUARE, JATNI - KHORDHA ROAD, JATNI, KHUDUPUR - 752050, ODISHA.
Phone +9118004100
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Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KHUDUPUR - JATNI branch of Kotak Mahindra Bank, the code KKBK0007349 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0007349 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KHUDUPUR - JATNI

Payment Systems Supported by KKBK0007349

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in KHUDUPUR typically follows the RBI holiday calendar. Digital transfers via KKBK0007349 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0007349 is the valid code for KHUDUPUR - JATNI at KHUDUPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

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