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Kotak Mahindra Bank

DIGHI KALAN BRANCH

+9118602662666

IFSC CODE
KKBK0005750
MICR Code 844485002
Branch Code 005750
City / District DIGHI KALAN
State BIHAR
Office Address RITA COMPLEX DIGHI KALAN EAST HAJIPURNEAR RAMASHISH CHOWKHAJIPUR DIST VAISHALI 844101
Phone +9118602662666
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Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DIGHI KALAN branch of Kotak Mahindra Bank, the code KKBK0005750 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KKBK0005750 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KKBK" represents Kotak Mahindra Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DIGHI KALAN

Payment Systems Supported by KKBK0005750

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—844485002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kotak Mahindra Bank in DIGHI KALAN typically follows the RBI holiday calendar. Digital transfers via KKBK0005750 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KKBK0005750 is the valid code for DIGHI KALAN at DIGHI KALAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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