Kotak Mahindra Bank
PATNA - JHAUGANJ BRANCH
+9118602662666
Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PATNA - JHAUGANJ
branch of Kotak Mahindra Bank, the code KKBK0005675 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0005675 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Kotak Mahindra Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PATNA - JHAUGANJ
Payment Systems Supported by KKBK0005675
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—800485016—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kotak Mahindra Bank in PATNA typically follows the RBI holiday calendar. Digital transfers via KKBK0005675 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0005675 is the valid code for PATNA - JHAUGANJ at PATNA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Kotak Mahindra Bank Branch List
- • PATNA IFSC Codes
- • Swift Code for Kotak Mahindra Bank
- • Bank Holiday in BIHAR
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • PATNA - JHAUGANJ Contact
- • Address of Kotak Mahindra Bank
- • MICR Code Finder
- • BIHAR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Kotak Mahindra Bank KKBK0005675 code, find PATNA - JHAUGANJ branch details, Kotak Mahindra Bank PATNA contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Kotak Mahindra Bank PATNA, online neft rtgs imps guide india, how to find ifsc code of Kotak Mahindra Bank.