Kotak Mahindra Bank
ITHAIRA BRANCH BRANCH
+9118602662666
Related Branches
Understanding IFSC Code: The Digital DNA of Kotak Mahindra Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the ITHAIRA BRANCH
branch of Kotak Mahindra Bank, the code KKBK0005043 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KKBK0005043 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KKBK" represents Kotak Mahindra Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for ITHAIRA BRANCH
Payment Systems Supported by KKBK0005043
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110485151—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kotak Mahindra Bank in ITHAIRA typically follows the RBI holiday calendar. Digital transfers via KKBK0005043 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KKBK0005043 is the valid code for ITHAIRA BRANCH at ITHAIRA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • ITHAIRA BRANCH Contact
- • Address of Kotak Mahindra Bank
- • MICR Code Finder
- • UTTAR PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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