Konark Urban Co-operative Bank
THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH BRANCH
+912512731676
Understanding IFSC Code: The Digital DNA of Konark Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH
branch of Konark Urban Co-operative Bank, the code KJSB0KUB255 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KJSB0KUB255 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KJSB" represents Konark Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH
Payment Systems Supported by KJSB0KUB255
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400367255—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Konark Urban Co-operative Bank in ULHASNAGAR typically follows the RBI holiday calendar. Digital transfers via KJSB0KUB255 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KJSB0KUB255 is the valid code for THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH at ULHASNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Konark Urban Co-operative Bank Branch List
- • ULHASNAGAR IFSC Codes
- • Swift Code for Konark Urban Co-operative Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH Contact
- • Address of Konark Urban Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Konark Urban Co-operative Bank KJSB0KUB255 code, find THE KONARK URBEN CO. OP. BANK LTD. - SAPNA GARDEN BRANCH branch details, Konark Urban Co-operative Bank ULHASNAGAR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Konark Urban Co-operative Bank ULHASNAGAR, online neft rtgs imps guide india, how to find ifsc code of Konark Urban Co-operative Bank.