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Kalupur Commercial Co-operative Bank

MANJALPUR - VADODARA BRANCH

+912652661751

IFSC CODE
KCCB0MJL036
MICR Code 390126003
Branch Code MJL036
City / District VADODARA
State GUJARAT
Office Address 1,2,3, VINAYAK COMPLEX, NR. SARASWATI CHAR RASTA, MANJALPUR ROAD, VADODARA-390011
Phone +912652661751
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kalupur Commercial Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANJALPUR - VADODARA branch of Kalupur Commercial Co-operative Bank, the code KCCB0MJL036 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KCCB0MJL036 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KCCB" represents Kalupur Commercial Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANJALPUR - VADODARA

Payment Systems Supported by KCCB0MJL036

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—390126003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kalupur Commercial Co-operative Bank in VADODARA typically follows the RBI holiday calendar. Digital transfers via KCCB0MJL036 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KCCB0MJL036 is the valid code for MANJALPUR - VADODARA at VADODARA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

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