Karnataka Bank
HULIKUNTE BRANCH
+919900244399
Understanding IFSC Code: The Digital DNA of Karnataka Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HULIKUNTE
branch of Karnataka Bank, the code KARB0001039 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KARB0001039 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KARB" represents Karnataka Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HULIKUNTE
Payment Systems Supported by KARB0001039
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—561052003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Bank in DODDABALLAPUR typically follows the RBI holiday calendar. Digital transfers via KARB0001039 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KARB0001039 is the valid code for HULIKUNTE at DODDABALLAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Karnataka Bank Branch List
- • DODDABALLAPUR IFSC Codes
- • Swift Code for Karnataka Bank
- • Bank Holiday in KARNATAKA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • HULIKUNTE Contact
- • Address of Karnataka Bank
- • MICR Code Finder
- • KARNATAKA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Karnataka Bank KARB0001039 code, find HULIKUNTE branch details, Karnataka Bank DODDABALLAPUR contact number, KARNATAKA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Karnataka Bank DODDABALLAPUR, online neft rtgs imps guide india, how to find ifsc code of Karnataka Bank.