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Karnataka Bank

SARVE BRANCH

IFSC CODE
KARB0000879
MICR Code 574052002
Branch Code 000879
City / District SARVE
State KARNATAKA
Office Address GROUND FLOOR, SHRIRAM COMPLEX, SAVANUR ROAD, SAVANUR ROAD, SARVE - 574 202, MUNDURU GP, PUTTUR TALUK, D K DISTRICT, KARNATAKA STATE
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SARVE branch of Karnataka Bank, the code KARB0000879 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000879 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SARVE

Payment Systems Supported by KARB0000879

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—574052002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in SARVE typically follows the RBI holiday calendar. Digital transfers via KARB0000879 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000879 is the valid code for SARVE at SARVE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Karnataka Bank Branch List
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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • SARVE Contact
  • • Address of Karnataka Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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